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Insight & Comment

  • Friday, 20 February, 2026
    House & Home
    Is it better to rent or buy when you retire?

    The Boomer generation has traditionally leant towards property ownership. But with price growth stagnant in many parts of the UK, more are opting to free up capital and rent

    A collage illustration of houses with “For sale” and “For rent” signs, alongside two stylish adults amid oversized flowers.
  • Friday, 20 February, 2026
    Stuart Kirk
    Dear ChatGPT, please construct me an optimal portfolio

    AI is already smarter and more knowledgeable than all financial advisers

    An illustration showing stacked coins and rolled British banknotes with a stylised ChatGPT logo in the background.
  • Wednesday, 18 February, 2026
    Your QuestionsLucy Warwick-Ching
    How can I settle a boundary row with my neighbour?

    I don’t want to fall out with them or get into an expensive dispute

    Two people talking over a wooden garden fence, with one person leaning on the fence and smiling. The background is a yellow-green gradient.
  • Saturday, 14 February, 2026
    Serious MoneyClaer Barrett
    Here’s the stupid thing about romance scams

    If anyone should be ashamed of this crime, it’s the social media platforms

    Montage image of a hand holding out a rose with a speech bubble, and hands on a laptop with a debit card
  • Friday, 13 February, 2026
    Nathan Valbonesi
    How to give and not feel taken for granted

    Inheritance tax changes are encouraging families to pass on wealth sooner but, before you do, analyse the psychology of gift giving

    Alt text: An illustration showing hands holding a family photo, surrounded by a graduation cap, engagement ring, and washing machine.
  • Wednesday, 11 February, 2026
    Financial ThinkingJonathan Guthrie
    It’s time to phase out student loans

    The scheme is, as critics claim, a tax on the majority of British graduates — it’s time the state did the honest thing

    Illustration of a graduate in cap and gown tied up by a snakelike creature with a pound sign for a mouth
  • Wednesday, 11 February, 2026
    Your QuestionsLucy Warwick-Ching
    Can I stop my niece removing me as executor of her mother’s will?

    I am concerned about my late sister’s wishes not being upheld

    A person’s hands signing paperwork with a pen, suggesting legal or official documents, against a pink background.
  • Saturday, 7 February, 2026
    Serious MoneyClaer Barrett
    Should you overpay your mortgage — or invest the money instead?

    A new app aims to help homeowners clear loans faster

    Montage image of a house and a screen of investment stocks, with a contactless payment machine and a phone
  • Friday, 6 February, 2026
    Skin in the GameStuart Kirk
    Regulators should let me buy whatever I want

    If the definition is doing it for money — aren’t all investors professional?

    A hand holds a smartphone displaying a stock trading app behind a red velvet rope barrier, with financial charts in the background.
  • Wednesday, 4 February, 2026
    Neal Hudson
    Who killed the British flat?

    The government needs to revive the appeal of flats — but capping ground rents at £250 a year won’t cut it

    Montage image of a block of flats and a line chart
  • Wednesday, 4 February, 2026
    Your QuestionsLucy Warwick-Ching
    How can I protect my children’s inheritance?

    I’m divorcing in my late 60s and my ex-husband’s new partner is much younger

    Two woman talking to a lawyer.
  • Saturday, 31 January, 2026
    Claer Barrett
    Gen Z trend for ‘admin nights’ is worth following

    Finding time to collectively focus on your finances pays dividends

    Three young adults sit together on an orange couch looking at a laptop, appearing engaged and collaborative.
  • Saturday, 31 January, 2026
    Inheritance
    How blended families can avoid an inheritance argument

    Dividing an estate between members of a stepfamily is complicated — don’t put things off until it’s too late

    Illustration of an hourglass with a house and family inside, with the sand draining away from underneath
  • Saturday, 31 January, 2026
    Simon Edelsten
    The investment bubble that has already burst

    Concerns over AI stocks are widespread — but we rarely describe net zero in these terms

    Montage image of three wind turbines, solar panels and a downward zigzagging red line
  • Friday, 30 January, 2026
    Skin in the GameStuart Kirk
    How not to short gold

    Few investors want to it seems, but those who do need to be careful

    A grayscale hand holds a gold bar against a pink background, with illustrated US dollar bills floating around.
  • Thursday, 29 January, 2026
    Philip Augar
    It’s time we had a proper debate about funding university education

    Changes to student loans have, in effect, privatised undergraduate teaching in England

    Students study and collaborate at desks within colourful, partitioned booths that provide privacy and quiet workspaces
  • Wednesday, 28 January, 2026
    Your QuestionsLucy Warwick-Ching
    What should I do with income from a share sale?

    I’m worried about how much tax I will have to pay

    A man in a striped shirt sits at a desk using a calculator, with a laptop, documents, and a water bottle in front of him.
  • Wednesday, 28 January, 2026
    Jonathan Guthrie
    Raising the state pension age: will more Britons work until they drop?

    Overall longevity continues to rise, compounding pressure on stretched government finances

  • Friday, 23 January, 2026
    Skin in the GameStuart Kirk
    Do your retirement goals suffer from money illusion? Mine did

    Focusing on ‘the number’ doesn’t take inflation into account

    A graphic depicting a yellow zigzag arrow trending upward on a road sign, set against a background of classical financial buildings
  • Thursday, 22 January, 2026
    Q&AAsk an Expert
    How to organise your finances for the year ahead. You asked, we answered

    The FT’s consumer editor replied to reader questions

  • Wednesday, 21 January, 2026
    John Muellbauer
    The problem with the mansion tax is that it’s badly designed

    The most obvious flaw is the abrupt jumps at each band

    Red brick terraced houses with black wrought iron railings and balconies lined with plants in London’s Mayfair district. A man walks along the sidewalk.
  • Wednesday, 21 January, 2026
    Financial ThinkingJonathan Guthrie
    How the pensions triple lock will end

    State pension indexation is very important to retirees — but almost certainly too expensive to survive

    Illustration of man in a suit with three locks leading to chart lines
  • Wednesday, 21 January, 2026
    Your QuestionsLucy Warwick-Ching
    Will my husband’s performance pay count in our divorce settlement?

    I know the tax rules are changing, but I’m not sure what this means for me

    Cake toppers of a bride and groom stand separated by a knife slicing through a cake, with British banknotes in the background.
  • Sunday, 18 January, 2026
    Lucy Rigby
    Financial literacy will be central to the UK’s future prosperity

    Habits around money start early, so teaching children about it should as well

    A teacher leans over to assist a student in a classroom where several students work on laptops at separate desks
  • Saturday, 17 January, 2026
    Serious MoneyClaer Barrett
    How much does the ‘single tax’ hurt your investments?

    Couples are more likely to invest as they get older, but it’s not the same for those on their own

    Montage of a woman sat on a bench surrounded by coins
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